Since 1927, the Mariner Finance family of companies has provided customers with creative, flexible, and convenient lending options. Headquartered in Baltimore, Mariner Finance operates coast-to-coast with physical locations in over half the states. With a growing number of employees, superior customer service remains the cornerstone of our business, and we pride ourselves in delivering a variety of loans with an enhanced focus on exceptional service. We work with customers to find options that are beneficial to their specific needs, which is why we are recognized by our customers as one of the community’s consumer finance companies of choice.

Benefits:

For information regarding our benefits, please visit: https://www.marinerfinance.com/careers/benefits/ 

• Use advanced modeling, statistical techniques, and tools such as SAS, R, and Python to develop and maintain credit risk, response, behavior, and analytical strategies that will optimize lending decisions across channels.
• Conduct evaluation and validation of lending decisions and marketing outreach across channels, utilizing approaches and enhanced segmentation to optimize approval and advance assignment strategies.
• Design tests and champion and/or challenge strategies to continuously evaluate new opportunities to improve volume/credit risk trade-offs.
• Maintain up-to-date inventory and chronology of underwriting strategies.
• Update executive team on the impact of new strategies on the company’s performance. Manage portfolio performance to risk appetite.
• Ensure new bookings adhere to lifetime return expectations, are in line with the Company’s Risk Appetite, and are in tight alignment with the company’s funding strategy objectives.
• Prepare risk reports through compiling, monitoring and analyzing data and key trends, and writing routine reports.
• Partner cross-functionally to ensure Policies & Procedures and company’s servicing system controls are in place to support development and maintenance of underwriting strategies.
• Represent Risk Department in cross-functional projects and partner across the organization to execute on other key business priorities.
• Lead projects as assigned. Plan tasks of team members and manage resources to ensure successful and timely execution of project goals.
• Act as a resource to team members by sharing knowledge and working shoulder to shoulder to provide guidance.
• May perform additional functions depending on market demand and staffing in order to provide consistent quality customer service.